Court of Appeals of Kansas June 18, 2010, 102,359 (KANNADAY v. Ball)

McAnany, J.:

On July 13, 2005, Genevie Gold, Sharon Wright, and Rachel Kannaday were passengers in Stephanie Hoyt’s automobile when it collided with a truck on the Kansas Turnpike. Hoyt was killed, and her three passengers were severely injured.

Hoyt was insured by GEICO Indemnity Insurance Company with liability limits for bodily injury of $25,000 per person and $50,000 per accident.