Alaska Supreme Court August 19, 2011, S-13942 (Whitney v. State Farm Mutual Automobile Insurance Co.)

OPINION

CARPENETI, Chief Justice.

I. INTRODUCTION

The driver of a pickup truck collided with a bicyclist, seriously injuring the bicyclist. The bicyclist sought a settlement agreement in excess of the maximum coverage of the driver's insurance policy. The insurance company responded with an offer to tender policy limits, which the bicyclist refused.