Appellate Division of the Supreme Court of the State of New York March 22, 2011 (Sitnick v. Travelers Insurance)

Issues of fact exist as to the reasonableness of plaintiff homeowner’s proffered excuse for providing late notice of claim, i.e., that he was unaware that the policies covering his New York home also provided coverage for an incident that occurred at a restaurant in New Jersey in which a third party claims to have suffered personal injury at the hands of plaintiff homeowner’s minor son.