Appellate Division of the Supreme Court of the State of New York December 13, 2011 (Yangtze Realty, LLC v. Sirius America Insurance)

An insurer’s duty to defend “ ‘arises whenever the allegations in a complaint state a cause of action that gives rise to the reasonable possibility of recovery under the policy’ ” (Fieldston Prop. Owners Assn., Inc. v Hermitage Ins. Co., Inc., 16 NY3d 257, 264 [2011], quoting Fitzpatrick v American Honda Motor Co., 78 NY2d 61, 65 [1991]; see BP A.C. Corp. v One Beacon Ins.