Court of Appeals for the Eleventh Circuit January 18, 2011, No. 09-14026 (Essex Insurance v. Zota)

PER CURIAM:

Mercedes Zota, Lighthouse Intracoastal, Inc., Jack Farji, and Broward Executive Builders, Inc. appeal from a Final Declaratory Judgment in favor of Essex Insurance Company concluding that there is no coverage for Zota’s injury under the liability insurance policy issued by Essex to Lighthouse and therefore, Essex was not re*324quired to indemnify Lighthouse or defend it with regard to