Supreme Court of Virginia November 1, 2012, 120347 (TravCo Insurance Co. v. Ward)

Present: All the Justices

TRAVCO INSURANCE COMPANY

OPINION BY

v. Record No. 120347 JUSTICE S. BERNARD GOODWYN

November 1, 2012

LARRY WARD

UPON A QUESTION OF LAW CERTIFIED BY THE

UNITED STATES COURT OF APPEALS FOR THE FOURTH CIRCUIT

Pursuant to Article VI, Section 1 of the Constitution of

Virginia and Rule 5:40, we accepted the following certified

question of law from the United States Court of