United States Bankruptcy Court, E.D. New York August 1, 2012, No. 11-73471-ast (In re Renz)

DECISION AND ORDER DENYING CONFIRMATION OF DEBTORS’ CHAPTER 13 PLAN

ALAN S. TRUST, Bankruptcy Judge.

Issue Pending and Summary of Ruling

This case tests the outer limits of how debtors may seek to utilize the Bankruptcy Code and Rules to obtain the maximum advantages of the process known as “Chapter 20”1; that is, whether debtors can obtain a Chapter 7 discharge and thus be absolved of personal