United States Bankruptcy Court, E.D. Virginia December 6, 2012, Bankruptcy No. 10-51071-SCS; Adversary No. 11-05016-SCS (Greene v. U.S. Department of Education (In re Greene))

MEMORANDUM OPINION

STEPHEN C. ST. JOHN, Bankruptcy Judge.

This matter came on for trial on September 7, 2012, upon the Amended Complaint filed by the Plaintiff, Luria Nicole Greene (“Ms. Greene”), an unrepresented debtor, against the Defendant, United States Department of Education (“United States”). At the conclusion of the trial and after the filing of a trial brief and reply by Ms.