Bankruptcy Appellate Panel of the Tenth Circuit December 28, 2012, BAP No. WY-11-111; Bankruptcy No. 10-20499; Adversary No. 10-02035 (Royal v. First Interstate Bank (In re Trierweiler))

SOMERS, Bankruptcy Judge.

Randy L. Royal (the “Trustee”) appeals the bankruptcy court’s judgment in favor of First Interstate Bank (“FIB”) and Mortgage Electronic Registration Systems (“MERS”) (collectively “Appellees”) on his adversary complaint seeking to avoid the mortgage on the debtors’ home.