District Court, D. Rhode Island February 7, 2012, C.A. Nos. 09-470 S, 09-471 S, 09-472 S, 09-473 S, 09-502 S, 09-549 S, 09-564 S (Western Reserve Life Assurance Co. v. Caramadre)

*333OPINION AND ORDER

WILLIAM E. SMITH, District Judge.

Plaintiffs Western Reserve Life Assurance Co. of Ohio (“Western Reserve”) and Transamerica Life Insurance Company (“Transamerica”) (collectively, “Plaintiffs”) 1 filed these seven suits against various defendants, who are identified below, alleging that the defendants improperly engaged in “stranger-initiated annuity transactions” or STAT