United States Bankruptcy Court, N.D. Georgia July 3, 2013, Bankruptcy No. 13-53261; Adversary No. 13-5062 (Stephens v. Guaranteed Auto, Inc. (In re Stephens))

ORDER

PAUL W. BONAPFEL, Bankruptcy Judge.

Guaranteed Auto, Inc., repossessed Alicia Stephen’s car before she filed her Chapter 13 petition. After Guaranteed Auto’s principal, Nick Hart, received actual notice of the filing of the case from Ms. Stephens’ attorney, it refused to return it.

To get her car back, Ms.