United States Bankruptcy Court, S.D. California September 25, 2013, Bankruptcy No. 09-09536-PB7; Adversary No. 11-90280-PB (Gladstone v. Bank of America, N.A. (In re Vassau))

*866ORDER ON TRUSTEE’S MOTION FOR SUMMARY JUDGMENT

PETER W. BOWIE, Bankruptcy Judge.

The facts of this case are neither uncommon nor disputed. When this case was filed, and during the ninety days before, Debtors’ residence was subject to two deeds of trust securing obligations to two creditors-the Senior Lienholder and Junior Lienholder.