Louisiana Court of Appeal June 4, 2014, No. 49,079-CA (Swayze v. State Farm Mutual Automobile Insurance Co.)

CARAWAY, J.

_JjThe victim of an automobile accident originally filed suit against the tortfeasor and the liability insurer in Monroe City Court. Subsequently, the victim added her underinsured motorist (UM) carrier. Before trial, the victim settled with the tortfeasor and her liability insurer for the policy limits of $25,000, reserving rights against the UM carrier.