District Court, N.D. California March 21, 2014, No. C 12-02506 LB (Ellsworth v. U.S. Bank, N.A.)

ORDER DENYING DEFENDANTS’ MOTIONS TO DISMISS

[ECF Nos. 174, 175]

LAUREL BEELER, United States Magistrate Judge

INTRODUCTION

In this putative class action, Plaintiffs . challenge their lender U.S. Bank’s business practices associated with force-placing flood insurance on their real property that was underwritten by Defendant American Security Insurance Company (“ASIC”). They also allege that U.S.