United States Bankruptcy Court, S.D. Ohio May 5, 2014, Bankruptcy No. 10-54453; Adversary No. 14-2005 (Smith v. Vista Hill Partners, LLC (In re Smith))

MEMORANDUM OPINION AND ORDER DENYING MOTION FOR DEFAULT JUDGMENT

JOHN E. HOFFMAN JR., Bankruptcy Judge.

I.Introduction

Layne C. Smith and Nancy A. Diley-Smith, the plaintiffs and the debtors in the Chapter 13 bankruptcy case associated with this adversary proceeding, own a home in Canal Winchester, Ohio that is subject to a junior mortgage lien in favor of Vista Hill Partners, LLC.