Bankruptcy Appellate Panel of the Tenth Circuit July 24, 2015, 15-4 (Bank of America, N.A. v. United States Bankruptcy Court for the District of Wyoming - Cheyenne)

FILED

U.S. Bankruptcy Appellate Panel

of the Tenth Circuit

July 24, 2015

UNPUBLISHED Blaine F. Bates

Clerk

UNITED STATES BANKRUPTCY APPELLATE PANEL

OF THE TENTH CIRCUIT

IN RE RALPH GIFFORD and BETTY BAP No. WY-15-004

GIFFORD,

Debtors.

GARY A. BARNEY, Trustee, Bankr. No. 09-21257

Adv. No. 10-02029

Plaintiff – Appellant, Chapter 7

v. OPINION

BANK OF AMERICA, N.A.