Kentucky Supreme Court October 29, 2015, 2014-SC-000015-DG (Tower Insurance Co. of New York v. Horn)

OPINION OF THE COURT BY JUSTICE KELLER

Tower Insurance Company of New York (Tower) appeals the Court of Appeals’s *173reversal of summary judgment and finding of coverage. The issue is whether an injured employee policy exclusion bars coverage of a permissive user. After reviewing the policy, law, and arguments, we hold that it does- not and affirm the Court of Appeals.

I.BACKGROUND.