United States Bankruptcy Appellate Panel for the Ninth Circuit October 14, 2016, AZ-15-1298-LJuF (In re: Ramon Concha and Isabel Concha)

FILED

OCT 14 2016

1 NOT FOR PUBLICATION

SUSAN M. SPRAUL, CLERK

U.S. BKCY. APP. PANEL

2 OF THE NINTH CIRCUIT

3 UNITED STATES BANKRUPTCY APPELLATE PANEL

4 OF THE NINTH CIRCUIT

5 In re: ) BAP No. AZ-15-1298-LJuF

)

6 RAMON CONCHA and ) Bk. No. 0:12-bk-17446-SHG

ISABEL CONCHA, )

7 )

Debtors. )

8 )

)

9 IRENE DUARTE, )

)

10 Appellant, )

)

11 v. ) MEMORANDUM*

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12 RAMON CONCHA; ISABEL CONCHA; )

JIMMIE D.