District Court, D. Minnesota April 26, 2016, Civ. No. 13-727 (RHK/BRT) (Hashw v. Department Stores National Bank)

MEMORANDUM OPINION AND ORDER

RICHARD H. KYLE, United States District Judge

INTRODUCTION

This action arises out of automated debt-collection telephone calls made by Defendants Department Stores National Bank (“DSNB”) and FDS Bank (“FDS”) in connection with Macy’s and Bloomingdale’s credit-card accounts.