Court of Appeals for the Fifth Circuit January 15, 2016, No. 14-31125 (Cummings v. Fidelity National Indemnity Insurance)

JAMES E. GRAVES, JR., Circuit Judge: *

The issue before the court is whether Plaintiff and Appellee, Elvin Cummings, is entitled to recover damages pursuant to his National Flood Insurance Program (“NFIP”) Standard Flood Insurance Policy (“SFIP”). The district court entered a judgment in favor of Cummings. For the following reasons, we REVERSE.