Court of Appeals for the Fourth Circuit January 4, 2019, 17-2168 (Charleene Novic v. Credit One Bank, National)

UNPUBLISHED

UNITED STATES COURT OF APPEALS

FOR THE FOURTH CIRCUIT

No. 17-2168

CHARLEENE NOVIC,

Plaintiff - Appellee,

v.

CREDIT ONE BANK, NATIONAL ASSOCIATION,

Defendant - Appellant,

and

MIDLAND FUNDING LLC; MIDLAND CREDIT MANAGEMENT LLC;

TRANS UNION LLC; EQUIFAX INFORMATION SERVICES, LLC;

EXPERIAN INFORMATION SOLUTIONS, INCORPORATED,

Defendants.