United States Bankruptcy Appellate Panel for the Ninth Circuit July 9, 2019, BAP NC-18-1284-STaB; Bk. 18-40758 (Harms v. Bank of N.Y. Mellon (In Re Harms))

FILED

JUL 9 2019

ORDERED PUBLISHED SUSAN M. SPRAUL, CLERK

U.S. BKCY. APP. PANEL

OF THE NINTH CIRCUIT

UNITED STATES BANKRUPTCY APPELLATE PANEL

OF THE NINTH CIRCUIT

In re: BAP No. NC-18-1284-STaB

DALE NORMAN HARMS, Bk. No. 18-40758

Debtor.

DALE NORMAN HARMS,

Appellant,

v. OPINION

BANK OF NEW YORK MELLON,

Appellee.